{"id":54594,"date":"2007-11-06T15:50:56","date_gmt":"2007-11-06T06:50:56","guid":{"rendered":"https:\/\/www.dailynk.com\/chinese\/?p=54594"},"modified":"2007-11-06T15:50:56","modified_gmt":"2007-11-06T06:50:56","slug":"%e5%8d%97%e5%8c%97%e5%90%88%e4%bd%9c%e5%9f%ba%e9%87%91%e6%98%af%e5%9b%bd%e6%b0%91%e7%9a%84%e8%a1%80%e6%b1%97%e7%a8%8e%ef%bc%8c%e8%a6%81%e6%a0%bc%e5%a4%96","status":"publish","type":"post","link":"https:\/\/www.dailynk.com\/chinese\/%e5%8d%97%e5%8c%97%e5%90%88%e4%bd%9c%e5%9f%ba%e9%87%91%e6%98%af%e5%9b%bd%e6%b0%91%e7%9a%84%e8%a1%80%e6%b1%97%e7%a8%8e%ef%bc%8c%e8%a6%81%e6%a0%bc%e5%a4%96\/","title":{"rendered":"\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u662f\u56fd\u6c11\u7684\u201c\u8840\u6c57\u7a0e\u201d\uff0c\u8981\u683c\u5916\u73cd\u60dc"},"content":{"rendered":"<p>[imText1]\u4e13\u5bb6\u4eec\u8bc4\u4ef7\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u5b58\u5728\u900f\u660e\u6027\u3001\u7ecf\u6d4e\u6027\u3001\u5c0f\u5c65\u884c\u3001\u8ba1\u5212\u6027\u4ee5\u53ca\u57fa\u91d1\u7b79\u63aa\u53ca\u6267\u884c\u3001\u8d44\u91d1\u8fd0\u7528\u7b49\u8bf8\u591a\u95ee\u9898\uff0c\u9488\u5bf9\u8fd9\u4e9b\u95ee\u9898\u4e9f\u9700\u91c7\u53d6\u76f8\u5e94\u7684\u63aa\u65bd\u3002<\/p>\n<p>\u6709\u89c2\u70b9\u8ba4\u4e3a\u4ece1991\u5e74\u52302006\u5e7415\u5e74\u95f4\u4f7f\u7528\u7684\u5357\u5317\u5408\u4f5c\u57fa\u91d14\u51461253\u4ebf\u5143\u4e2d\u768494.2%\uff0c\u53733\u51468845\u4ebf\u5143\u4e8b\u5b9e\u4e0a\u662f\u6839\u636e\u7edf\u4e00\u90e8\u5355\u65b9\u9762\u7684\u5224\u65ad\u6267\u884c\u7684\u3002<\/p>\n<p>\u636e\u5206\u6790\uff0c\u662f\u6839\u636e\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u6cd5\u4e2d\u89c4\u5b9a\u7684\u4ec5\u4ec5\u7528\u9014\u6761\u6b3e\u4e2d\u5355\u65b9\u9762\u6267\u884c\u53ef\u80fd\u6027\u8f83\u9ad8\u7684\u201c\u5176\u4ed6\u6761\u6b3e\u201d\uff08\u7b2c\u516b\u6761\u7b2c\u4e94\u9879\uff09\u6267\u884c\u7684\u6b3e\u9879\u6709\u4eba\u9053\u4e3b\u4e49\u63f4\u52a9\uff081\u5146602\u4ebf\u5143\uff09\u3001\u6c11\u65cf\u5171\u540c\u4f53\u6062\u590d\u8d37\u6b3e\uff087933\u4ebf\u5143\uff09\u3001\u4ea4\u6d41\u5408\u4f5c\u57fa\u7840\u7684\u5efa\u8bbe\uff085656\u4ebf\u5143\uff09\u3001\u79bb\u6563\u5bb6\u5c5e\u4ea4\u6d41\u804c\u5458\uff08324\u4ebf\u5143\uff09\u7b49\u3002\u5176\u4e2d\uff0c\u65e0\u507f\u63f4\u52a9\u67091\u51466528\u4ebf\u5143\uff0c\u6709\u507f\u63f4\u52a9\u4e3a2\u51462264\u4ebf\u5143\u3002<\/p>\n<p>\u4eca\u5e74\u5408\u4f5c\u57fa\u91d1\u589e\u52a0\u4e861\u5146\u5143\u4ee5\u4e0a\uff0c\u4f7f\u7528\u5728\u5bf9\u671d\u7cae\u98df\u63f4\u52a9\u3001\u5f00\u57ce\u5de5\u4e1a\u56ed\u533a\u57fa\u7840\u8bbe\u65bd\u5efa\u8bbe\u7b4930\u4f59\u4e2a\u9879\u76ee\u4e0a\u3002<\/p>\n<p>\u4e00\u76f4\u4ee5\u6765\uff0c\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u7684\u4f7f\u7528\u56e0\u201c\u5373\u5174\u63f4\u52a9\u201d\u5f15\u53d1\u767d\u5934\u5c71\u65c5\u6e38\u9879\u76ee\u7684\u63a8\u8fdb\u8fc7\u7a0b\u6d6a\u8d3998\u4ebf\u5143\u57fa\u91d1\u3001\u5bf9\u7279\u5b9a\u4f01\u4e1a\u548c\u56e2\u4f53\u7684\u7279\u60e0\u6027\u57fa\u91d1\u63f4\u52a9\u53ca\u632a\u7528\u5acc\u7591\u3001\u5f62\u8c61\u5de5\u7a0b\u9662\u8bf8\u591a\u4e0e\u8d38\u6613\u7ecf\u6d4e\u5408\u4f5c\u63f4\u52a9\u7b49\u95ee\u9898\uff0c\u4e0d\u65ad\u5730\u6709\u4eba\u5bf9\u4f9d\u9760\u56fd\u6c11\u7684\u7eb3\u7a0e\u7b79\u63aa\u7684\u57fa\u91d1\u63d0\u51fa\u900f\u660e\u6027\u3001\u6548\u7387\u6027\u53ca\u7ecf\u6d4e\u6027\u7b49\u65b9\u9762\u7684\u8d28\u7591\u3002<\/p>\n<p>\u8fd8\u6709\u56e0\u6ca1\u7b49\u89c2\u5bdf\u671d\u9c9c\u65b9\u9762\u7684\u6001\u5ea6\u5c31\u6025\u4e8e\u7b7e\u7ea6\u91cd\u6cb9\u63f4\u52a9\u7528\u7684\u8239\u53ea\u800c\u6d6a\u8d39\u768436\u4ebf\u5143\u53ca\u57fa\u91d1\u7b49\uff0c\u5fc5\u987b\u5f7b\u5e95\u67e5\u6e05\u57fa\u91d1\u4f7f\u7528\u4e0a\u7684\u9519\u8bef\u3002<\/p>\n<p>\u5728\u8fc7\u53bb\u768412\u5e74\u91cc\uff0c\u653f\u5e9c\u548c\u6c11\u95f4\u56e2\u4f53\u5411\u671d\u9c9c\u63d0\u4f9b\u7684\u63f4\u52a9\u8fbe\u52306\u51465899\u4ebf\u5143\uff0c\u5362\u6b66\u94c9\u653f\u5e9c4\u5e74\u6765\u5411\u671d\u9c9c\u63d0\u4f9b\u7684\u91d1\u989d\u8fbe\u52303\u5146970\u4ebf\u5143\uff0c\u5360\u6574\u4e2a\u5bf9\u671d\u63f4\u52a9\u768446%\u3002\u73b0\u5728\u5fc5\u987b\u5bf9\u51fa\u81ea\u56fd\u6c11\u201c\u8840\u6c57\u7a0e\u201d\u7684\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u662f\u5426\u7528\u5728\u4e86\u5b9e\u5904\uff0c\u5bf9\u671d\u9c9c\u534a\u5c9b\u7684\u548c\u5e73\u4ee5\u53ca\u5f15\u53d1\u671d\u9c9c\u6539\u9769\u5f00\u653e\u7b49\u65b9\u9762\u505a\u51fa\u4e86\u591a\u5c11\u8d21\u732e\u7b49\u95ee\u9898\u505a\u51fa\u51b7\u9759\u7684\u8bc4\u4ef7\u3002<\/p>\n<p><font color=blue><b>\u7edf\u4e00\u90e8\u957f\u5b98\u7684\u653f\u6cbb\u903b\u8f91\u5c31\u53ef\u4ee5\u6267\u884c\u57fa\u91d1<\/font><\/b><\/p>\n<p>\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u7684\u6267\u884c\u6d41\u7a0b\u662f\u7edf\u4e00\u90e8\u505a\u51fa\u63f4\u52a9\u7684\u653f\u7b56\u6027\u51b3\u7b56\u540e\u5357\u5317\u4ea4\u6d41\u5408\u4f5c\u63a8\u8fdb\u59d4\u5458\u4f1a\u4e88\u4ee5\u5f62\u5f0f\u4e0a\u7684\u627f\u8ba4\u540e\u5f97\u5230\u57fa\u91d1\u4f7f\u7528\u4e0a\u7684\u59d4\u4efb\uff0c\u97e9\u56fd\u8fdb\u51fa\u53e3\u94f6\u884c\u5c31\u4e88\u4ee5\u652f\u4ed8\u3002\u6839\u636e\u5357\u5317\u5408\u4f5c\u57fa\u672c\u6cd5\u89c4\u5b9a\u7edf\u4e00\u90e8\u957f\u5b98\u53ef\u4ee5\u5411\u57fa\u91d1\u4f7f\u7528\u8005\u62a5\u544a\u4f7f\u7528\u8ba1\u5212\u53ca\u7ed3\u679c\u3002\u5e76\u89c4\u5b9a\u57fa\u91d1\u652f\u51fa\u5982\u679c\u4f7f\u7528\u5728\u76ee\u7684\u4ee5\u5916\u7684\u9886\u57df\u5c31\u53ef\u4ee5\u6839\u636e\u6b20\u7f34\u8fc7\u7a0e\u5904\u7406\u65b9\u5f0f\u4e88\u4ee5\u56de\u6536\u3002<\/p>\n<p>\u4f46\u662f\u662f\u5426\u771f\u7684\u4e25\u683c\u5730\u5f97\u5230\u7ba1\u7406\u548c\u76d1\u7763\u5c31\u65e0\u6cd5\u77e5\u6653\u3002\u5c24\u5176\u662f\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u63f4\u52a9\u7684\u5927\u90fd\u662f\u5728\u671d\u9c9c\u5730\u533a\u8fdb\u884c\u7684\u4e8b\u4e1a\uff0c\u65e0\u6cd5\u5bf9\u6267\u884c\u7ec6\u8282\u8fdb\u884c\u8ffd\u8e2a\u6216\u5ba1\u67e5\uff0c\u6240\u4ee5\u5fc5\u7136\u4f1a\u5f15\u53d1\u632a\u7528\u7b49\u4e89\u8bae\u3002\u5e94\u8be5\u4ee5\u767d\u5934\u5c71\u65c5\u6e38\u9879\u76ee\u7684\u63a8\u8fdb\u8fc7\u7a0b\u4e2d\u56e0\u539f\u6750\u6599\u7684\u201c\u5373\u5174\u201d\u4f9b\u5e94\u800c\u5bfc\u81f4\u4ec5\u4ec5\u6d41\u5931\u7b49\u524d\u8f66\u4e4b\u9274\uff0c\u4fdd\u8bc1\u5408\u4f5c\u4ec5\u4ec5\u7528\u9014\u7684\u900f\u660e\u6027\u53ca\u6548\u7387\u6027\u3002<\/p>\n<p>\u53bb\u5e74\u4f4d\u7f6e\u6e05\u4e00\u8272\u7531\u653f\u5e9c\u5b98\u5458\u7ec4\u6210\u7684\u5357\u5317\u4ea4\u6d41\u5408\u4f5c\u63a8\u8fdb\u59d4\u5458\u4f1a\u51fa\u4e8e\u653f\u6cbb\u903b\u8f91\uff0c\u5927\u591a\u6570\u60c5\u51b5\u4e0b\u53ea\u901a\u8fc7\u4e66\u9762\u5ba1\u67e5\u4e88\u4ee5\u4ed3\u4fc3\u7684\u627f\u8ba4\uff0c\u4ece\u800c\u5bfc\u81f4\u90e8\u5206\u57fa\u91d1\u7684\u6d6a\u8d39\u6216\u4f4e\u6548\u7387\u3002\u4f46\u662f\u56fd\u6c11\u56e0\u4e3a\u4fe1\u606f\u7684\u7f3a\u4e4f\u4ee5\u53ca\u5bf9\u5357\u5317\u5173\u7cfb\u7279\u6b8a\u6027\u7684\u8003\u8651\u5e76\u6ca1\u6709\u8fdb\u884c\u8fc7\u591a\u7684\u6279\u5224\u3002\u5728\u767d\u5934\u5c71\u65c5\u6e38\u63a8\u8fdb\u8fc7\u7a0b\u4e2d\u201c\u5373\u5174\u201d\u7684\u539f\u6750\u6599\u4f9b\u5e94\u4f7f\u5f97\u51e0\u5341\u4ebf\u5143\u57fa\u91d1\u6253\u4e86\u6c34\u6f02\uff0c\u4f46\u662f\u6ca1\u7b49\u5411\u56fd\u6c11\u9053\u6b49\u5c31\u505a\u51fa\u8ffd\u52a0\u63f4\u52a9\uff0c\u7ee7\u7eed\u91cd\u590d\u7740\u6b64\u7c7b\u201c\u4ea1\u7f8a\u4e5f\u6ca1\u80fd\u8865\u7262\u201d\u7684\u5931\u8bef\u3002<\/p>\n<p>\u5c24\u5176\u662f\u4ece\u91d1\u5927\u4e2d\u653f\u5e9c\u5f00\u59cb\u5c31\u5f00\u59cb\u51fa\u73b0\u4ee5\u4e0b\u95ee\u9898\u3002<\/p>\n<p>\u7edf\u4e00\u90e8\u957f\u5b98\u62c5\u4efb\u5357\u5317\u4ea4\u6d41\u534f\u4f1a\u59d4\u5458\u957f\u804c\u52a1\uff0c\u6240\u4ee5\u5373\u4f7f\u57fa\u91d1\u7684\u4f7f\u7528\u4e0d\u5f53\u4e5f\u6ca1\u6709\u4ec0\u4e48\u52a0\u4ee5\u63a7\u5236\u7684\u4f53\u7cfb\u3002\u7b2c\u4e8c\u3001\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u8fc7\u591a\u5730\u8017\u8d39\u5728\u4e00\u6b21\u6027\u3001\u6d88\u8017\u6027\u3001\u201c\u5f62\u8c61\u5de5\u7a0b\u201d\u6027\u7684\u9879\u76ee\u4e0a\u3002\u4f8b\u5982\u5411\u5c45\u6c11\u6765\u5f80\u3001\u793e\u4f1a\u6587\u5316\u5408\u4f5c\u3001\u79bb\u6563\u5bb6\u5c5e\u3001\u4eba\u9053\u4e3b\u4e49\u7b49\u9879\u76ee\u8d44\u52a9\u7684\u7ecf\u8d39\u3002<\/p>\n<p>\u7b2c\u4e09\u3001\u91cd\u5efa\u6c11\u65cf\u5171\u540c\u4f53\u65b9\u9762\u8d44\u52a9\u7684\u968f\u610f\u6027\u3002\u5728\u6784\u5efa\u5357\u5317\u7ecf\u6d4e\u5171\u540c\u4f53\u7684\u57fa\u672c\u8ba1\u5212\u5168\u65e0\u7684\u60c5\u51b5\u4e0b\u4e3a\u5357\u5317\u4ea4\u6d41\u5408\u4f5c\u57fa\u7840\u7684\u6784\u5efa\u4e8b\u4e1a\u8d44\u52a9\u4e867933\u4ebf\u5143\u57fa\u91d1\u3002\u7b2c\u56db\u3001\u6709\u507f\u63f4\u52a9\uff082\u51462264\u4ebf\u5143\uff09\u548c\u8d37\u6b3e\u5b58\u5728\u53d1\u751f\u4fe1\u8a89\u98ce\u9669\uff08moral hazard\uff09\u7684\u53ef\u80fd\u6027\u3002\u7b2c\u4e94\u3001\u8fd0\u7528\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u7684\u6839\u672c\u76ee\u7684\u5e94\u8be5\u662f\u6539\u5584\u5357\u5317\u5173\u7cfb\u3002\u4f46\u73b0\u72b6\u5374\u662f\u88ab\u52a8\u5730\u5e94\u5bf9\u671d\u9c9c\u7684\u5355\u65b9\u9762\u8981\u6c42\uff0c\u53cd\u800c\u88ab\u671d\u9c9c\u7684\u6218\u7565\u6218\u672f\u73a9\u5f04\u4e8e\u80a1\u638c\u4e4b\u4e2d\u3002<\/p>\n<p>\u56e0\u6b64\u57fa\u91d1\u8fd0\u7528\u7684\u53ef\u4fe1\u6027\u53ea\u6709\u5728\u5408\u7406\u6027\u3001\u900f\u660e\u6027\u3001\u4e00\u8d2f\u6027\u4ee5\u53ca\u53ef\u5ba1\u67e5\u884c\u65f6\u624d\u6709\u53ef\u80fd\u786e\u7acb\uff0c\u5fc5\u987b\u6839\u636e\u8fd9\u4e9b\u539f\u5219\u52a0\u4ee5\u7075\u6d3b\u7684\u5bf9\u5e94\u3002<\/p>\n<p>\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u5bf9\u4e8e\u5357\u5317\u5173\u7cfb\u7684\u6539\u5584\u548c\u6c11\u65cf\u5171\u540c\u4f53\u7684\u91cd\u5efa\u6765\u8bb2\u65e0\u7591\u662f\u5fc5\u8981\u7684\u3002\u4f46\u662f\u5373\u4f7f\u5b58\u5728\u5fc5\u8981\u6027\uff0c\u57fa\u91d1\u8fd0\u7528\u4e00\u65e6\u5931\u53bb\u53ef\u4fe1\u6027\u53cd\u5012\u4f1a\u6210\u4e3a\u6076\u5316\u5357\u5357\u77db\u76fe\u548c\u5357\u5317\u5173\u7cfb\u7684\u56e0\u7d20\uff0c\u56e0\u6b64\u5fc5\u987b\u4fdd\u969c\u57fa\u91d1\u8fd0\u7528\u7684\u900f\u660e\u6027\u3001\u7ecf\u6d4e\u6027\u3001\u6548\u7387\u6027\u3002<\/p>\n<p>\u73b0\u5728\u56fd\u6c11\u60f3\u8981\u77e5\u9053\u7684\u662f\u901a\u8fc7\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u5b9e\u65bd\u7684\u4eba\u9053\u4e3b\u4e49\u63f4\u52a9\u3001\u6c11\u65cf\u5171\u540c\u4f53\u7684\u91cd\u5efa\u4e8b\u4e1a\u4ee5\u53ca\u4ea4\u6613\u7ecf\u6d4e\u5408\u4f5c\u4e8b\u4e1a\u7b49\u5728\u964d\u4f4e\u671d\u9c9c\u534a\u5c9b\u7d27\u5f20\u7a0b\u5ea6\u65b9\u9762\u5230\u5e95\u505a\u51fa\u4e86\u591a\u5c11\u8d21\u732e\uff0c\u8fd8\u6709\u7ed9\u90a3\u4e9b\u6b63\u5728\u6e21\u8fc7\u51c4\u60e8\u751f\u6d3b\u7684\u671d\u9c9c\u5c45\u6c11\u5e26\u6765\u4e86\u591a\u5c11\u5e2e\u52a9\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[imText1]\u4e13\u5bb6\u4eec\u8bc4\u4ef7\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u5b58\u5728\u900f\u660e\u6027\u3001\u7ecf\u6d4e\u6027\u3001\u5c0f\u5c65\u884c\u3001\u8ba1\u5212\u6027\u4ee5\u53ca\u57fa\u91d1\u7b79\u63aa\u53ca\u6267\u884c\u3001\u8d44\u91d1\u8fd0\u7528\u7b49\u8bf8\u591a\u95ee\u9898\uff0c\u9488\u5bf9\u8fd9\u4e9b\u95ee\u9898\u4e9f\u9700\u91c7\u53d6\u76f8\u5e94\u7684\u63aa\u65bd\u3002 \u6709\u89c2\u70b9\u8ba4\u4e3a\u4ece1991\u5e74\u52302006\u5e7415\u5e74\u95f4\u4f7f\u7528\u7684\u5357\u5317\u5408\u4f5c\u57fa\u91d14\u51461253\u4ebf\u5143\u4e2d\u768494.2%\uff0c\u53733\u51468845\u4ebf\u5143\u4e8b\u5b9e\u4e0a\u662f\u6839\u636e\u7edf\u4e00\u90e8\u5355\u65b9\u9762\u7684\u5224\u65ad\u6267\u884c\u7684\u3002 \u636e\u5206\u6790\uff0c\u662f\u6839\u636e\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u6cd5\u4e2d\u89c4\u5b9a\u7684\u4ec5\u4ec5\u7528\u9014\u6761\u6b3e\u4e2d\u5355\u65b9\u9762\u6267\u884c\u53ef\u80fd\u6027\u8f83\u9ad8\u7684\u201c\u5176\u4ed6\u6761\u6b3e\u201d\uff08\u7b2c\u516b\u6761\u7b2c\u4e94\u9879\uff09\u6267\u884c\u7684\u6b3e\u9879\u6709\u4eba\u9053\u4e3b\u4e49\u63f4\u52a9\uff081\u5146602\u4ebf\u5143\uff09\u3001\u6c11\u65cf\u5171\u540c\u4f53\u6062\u590d\u8d37\u6b3e\uff087933\u4ebf\u5143\uff09\u3001\u4ea4\u6d41\u5408\u4f5c\u57fa\u7840\u7684\u5efa\u8bbe\uff085656\u4ebf\u5143\uff09\u3001\u79bb\u6563\u5bb6\u5c5e\u4ea4\u6d41\u804c\u5458\uff08324\u4ebf\u5143\uff09\u7b49\u3002\u5176\u4e2d\uff0c\u65e0\u507f\u63f4\u52a9\u67091\u51466528\u4ebf\u5143\uff0c\u6709\u507f\u63f4\u52a9\u4e3a2\u51462264\u4ebf\u5143\u3002 \u4eca\u5e74\u5408\u4f5c\u57fa\u91d1\u589e\u52a0\u4e861\u5146\u5143\u4ee5\u4e0a\uff0c\u4f7f\u7528\u5728\u5bf9\u671d\u7cae\u98df\u63f4\u52a9\u3001\u5f00\u57ce\u5de5\u4e1a\u56ed\u533a\u57fa\u7840\u8bbe\u65bd\u5efa\u8bbe\u7b4930\u4f59\u4e2a\u9879\u76ee\u4e0a\u3002 \u4e00\u76f4\u4ee5\u6765\uff0c\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u7684\u4f7f\u7528\u56e0\u201c\u5373\u5174\u63f4\u52a9\u201d\u5f15\u53d1\u767d\u5934\u5c71\u65c5\u6e38\u9879\u76ee\u7684\u63a8\u8fdb\u8fc7\u7a0b\u6d6a\u8d3998\u4ebf\u5143\u57fa\u91d1\u3001\u5bf9\u7279\u5b9a\u4f01\u4e1a\u548c\u56e2\u4f53\u7684\u7279\u60e0\u6027\u57fa\u91d1\u63f4\u52a9\u53ca\u632a\u7528\u5acc\u7591\u3001\u5f62\u8c61\u5de5\u7a0b\u9662\u8bf8\u591a\u4e0e\u8d38\u6613\u7ecf\u6d4e\u5408\u4f5c\u63f4\u52a9\u7b49\u95ee\u9898\uff0c\u4e0d\u65ad\u5730\u6709\u4eba\u5bf9\u4f9d\u9760\u56fd\u6c11\u7684\u7eb3\u7a0e\u7b79\u63aa\u7684\u57fa\u91d1\u63d0\u51fa\u900f\u660e\u6027\u3001\u6548\u7387\u6027\u53ca\u7ecf\u6d4e\u6027\u7b49\u65b9\u9762\u7684\u8d28\u7591\u3002 \u8fd8\u6709\u56e0\u6ca1\u7b49\u89c2\u5bdf\u671d\u9c9c\u65b9\u9762\u7684\u6001\u5ea6\u5c31\u6025\u4e8e\u7b7e\u7ea6\u91cd\u6cb9\u63f4\u52a9\u7528\u7684\u8239\u53ea\u800c\u6d6a\u8d39\u768436\u4ebf\u5143\u53ca\u57fa\u91d1\u7b49\uff0c\u5fc5\u987b\u5f7b\u5e95\u67e5\u6e05\u57fa\u91d1\u4f7f\u7528\u4e0a\u7684\u9519\u8bef\u3002 \u5728\u8fc7\u53bb\u768412\u5e74\u91cc\uff0c\u653f\u5e9c\u548c\u6c11\u95f4\u56e2\u4f53\u5411\u671d\u9c9c\u63d0\u4f9b\u7684\u63f4\u52a9\u8fbe\u52306\u51465899\u4ebf\u5143\uff0c\u5362\u6b66\u94c9\u653f\u5e9c4\u5e74\u6765\u5411\u671d\u9c9c\u63d0\u4f9b\u7684\u91d1\u989d\u8fbe\u52303\u5146970\u4ebf\u5143\uff0c\u5360\u6574\u4e2a\u5bf9\u671d\u63f4\u52a9\u768446%\u3002\u73b0\u5728\u5fc5\u987b\u5bf9\u51fa\u81ea\u56fd\u6c11\u201c\u8840\u6c57\u7a0e\u201d\u7684\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u662f\u5426\u7528\u5728\u4e86\u5b9e\u5904\uff0c\u5bf9\u671d\u9c9c\u534a\u5c9b\u7684\u548c\u5e73\u4ee5\u53ca\u5f15\u53d1\u671d\u9c9c\u6539\u9769\u5f00\u653e\u7b49\u65b9\u9762\u505a\u51fa\u4e86\u591a\u5c11\u8d21\u732e\u7b49\u95ee\u9898\u505a\u51fa\u51b7\u9759\u7684\u8bc4\u4ef7\u3002 \u7edf\u4e00\u90e8\u957f\u5b98\u7684\u653f\u6cbb\u903b\u8f91\u5c31\u53ef\u4ee5\u6267\u884c\u57fa\u91d1 \u5357\u5317\u5408\u4f5c\u57fa\u91d1\u7684\u6267\u884c\u6d41\u7a0b\u662f\u7edf\u4e00\u90e8\u505a\u51fa\u63f4\u52a9\u7684\u653f\u7b56\u6027\u51b3\u7b56\u540e\u5357\u5317\u4ea4\u6d41\u5408\u4f5c\u63a8\u8fdb\u59d4\u5458\u4f1a\u4e88\u4ee5\u5f62\u5f0f\u4e0a\u7684\u627f\u8ba4\u540e\u5f97\u5230\u57fa\u91d1\u4f7f\u7528\u4e0a\u7684\u59d4\u4efb\uff0c\u97e9\u56fd\u8fdb\u51fa\u53e3\u94f6\u884c\u5c31\u4e88\u4ee5\u652f\u4ed8\u3002\u6839\u636e\u5357\u5317\u5408\u4f5c\u57fa\u672c\u6cd5\u89c4\u5b9a\u7edf\u4e00\u90e8\u957f\u5b98\u53ef\u4ee5\u5411\u57fa\u91d1\u4f7f\u7528\u8005\u62a5\u544a\u4f7f\u7528\u8ba1\u5212\u53ca\u7ed3\u679c\u3002\u5e76\u89c4\u5b9a\u57fa\u91d1\u652f\u51fa\u5982\u679c\u4f7f\u7528\u5728\u76ee\u7684\u4ee5\u5916\u7684\u9886\u57df\u5c31\u53ef\u4ee5\u6839\u636e\u6b20\u7f34\u8fc7\u7a0e\u5904\u7406\u65b9\u5f0f\u4e88\u4ee5\u56de\u6536\u3002 \u4f46\u662f\u662f\u5426\u771f\u7684\u4e25\u683c\u5730\u5f97\u5230\u7ba1\u7406\u548c\u76d1\u7763\u5c31\u65e0\u6cd5\u77e5\u6653\u3002\u5c24\u5176\u662f\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u63f4\u52a9\u7684\u5927\u90fd\u662f\u5728\u671d\u9c9c\u5730\u533a\u8fdb\u884c\u7684\u4e8b\u4e1a\uff0c\u65e0\u6cd5\u5bf9\u6267\u884c\u7ec6\u8282\u8fdb\u884c\u8ffd\u8e2a\u6216\u5ba1\u67e5\uff0c\u6240\u4ee5\u5fc5\u7136\u4f1a\u5f15\u53d1\u632a\u7528\u7b49\u4e89\u8bae\u3002\u5e94\u8be5\u4ee5\u767d\u5934\u5c71\u65c5\u6e38\u9879\u76ee\u7684\u63a8\u8fdb\u8fc7\u7a0b\u4e2d\u56e0\u539f\u6750\u6599\u7684\u201c\u5373\u5174\u201d\u4f9b\u5e94\u800c\u5bfc\u81f4\u4ec5\u4ec5\u6d41\u5931\u7b49\u524d\u8f66\u4e4b\u9274\uff0c\u4fdd\u8bc1\u5408\u4f5c\u4ec5\u4ec5\u7528\u9014\u7684\u900f\u660e\u6027\u53ca\u6548\u7387\u6027\u3002 \u53bb\u5e74\u4f4d\u7f6e\u6e05\u4e00\u8272\u7531\u653f\u5e9c\u5b98\u5458\u7ec4\u6210\u7684\u5357\u5317\u4ea4\u6d41\u5408\u4f5c\u63a8\u8fdb\u59d4\u5458\u4f1a\u51fa\u4e8e\u653f\u6cbb\u903b\u8f91\uff0c\u5927\u591a\u6570\u60c5\u51b5\u4e0b\u53ea\u901a\u8fc7\u4e66\u9762\u5ba1\u67e5\u4e88\u4ee5\u4ed3\u4fc3\u7684\u627f\u8ba4\uff0c\u4ece\u800c\u5bfc\u81f4\u90e8\u5206\u57fa\u91d1\u7684\u6d6a\u8d39\u6216\u4f4e\u6548\u7387\u3002\u4f46\u662f\u56fd\u6c11\u56e0\u4e3a\u4fe1\u606f\u7684\u7f3a\u4e4f\u4ee5\u53ca\u5bf9\u5357\u5317\u5173\u7cfb\u7279\u6b8a\u6027\u7684\u8003\u8651\u5e76\u6ca1\u6709\u8fdb\u884c\u8fc7\u591a\u7684\u6279\u5224\u3002\u5728\u767d\u5934\u5c71\u65c5\u6e38\u63a8\u8fdb\u8fc7\u7a0b\u4e2d\u201c\u5373\u5174\u201d\u7684\u539f\u6750\u6599\u4f9b\u5e94\u4f7f\u5f97\u51e0\u5341\u4ebf\u5143\u57fa\u91d1\u6253\u4e86\u6c34\u6f02\uff0c\u4f46\u662f\u6ca1\u7b49\u5411\u56fd\u6c11\u9053\u6b49\u5c31\u505a\u51fa\u8ffd\u52a0\u63f4\u52a9\uff0c\u7ee7\u7eed\u91cd\u590d\u7740\u6b64\u7c7b\u201c\u4ea1\u7f8a\u4e5f\u6ca1\u80fd\u8865\u7262\u201d\u7684\u5931\u8bef\u3002 \u5c24\u5176\u662f\u4ece\u91d1\u5927\u4e2d\u653f\u5e9c\u5f00\u59cb\u5c31\u5f00\u59cb\u51fa\u73b0\u4ee5\u4e0b\u95ee\u9898\u3002 \u7edf\u4e00\u90e8\u957f\u5b98\u62c5\u4efb\u5357\u5317\u4ea4\u6d41\u534f\u4f1a\u59d4\u5458\u957f\u804c\u52a1\uff0c\u6240\u4ee5\u5373\u4f7f\u57fa\u91d1\u7684\u4f7f\u7528\u4e0d\u5f53\u4e5f\u6ca1\u6709\u4ec0\u4e48\u52a0\u4ee5\u63a7\u5236\u7684\u4f53\u7cfb\u3002\u7b2c\u4e8c\u3001\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u8fc7\u591a\u5730\u8017\u8d39\u5728\u4e00\u6b21\u6027\u3001\u6d88\u8017\u6027\u3001\u201c\u5f62\u8c61\u5de5\u7a0b\u201d\u6027\u7684\u9879\u76ee\u4e0a\u3002\u4f8b\u5982\u5411\u5c45\u6c11\u6765\u5f80\u3001\u793e\u4f1a\u6587\u5316\u5408\u4f5c\u3001\u79bb\u6563\u5bb6\u5c5e\u3001\u4eba\u9053\u4e3b\u4e49\u7b49\u9879\u76ee\u8d44\u52a9\u7684\u7ecf\u8d39\u3002 \u7b2c\u4e09\u3001\u91cd\u5efa\u6c11\u65cf\u5171\u540c\u4f53\u65b9\u9762\u8d44\u52a9\u7684\u968f\u610f\u6027\u3002\u5728\u6784\u5efa\u5357\u5317\u7ecf\u6d4e\u5171\u540c\u4f53\u7684\u57fa\u672c\u8ba1\u5212\u5168\u65e0\u7684\u60c5\u51b5\u4e0b\u4e3a\u5357\u5317\u4ea4\u6d41\u5408\u4f5c\u57fa\u7840\u7684\u6784\u5efa\u4e8b\u4e1a\u8d44\u52a9\u4e867933\u4ebf\u5143\u57fa\u91d1\u3002\u7b2c\u56db\u3001\u6709\u507f\u63f4\u52a9\uff082\u51462264\u4ebf\u5143\uff09\u548c\u8d37\u6b3e\u5b58\u5728\u53d1\u751f\u4fe1\u8a89\u98ce\u9669\uff08moral hazard\uff09\u7684\u53ef\u80fd\u6027\u3002\u7b2c\u4e94\u3001\u8fd0\u7528\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u7684\u6839\u672c\u76ee\u7684\u5e94\u8be5\u662f\u6539\u5584\u5357\u5317\u5173\u7cfb\u3002\u4f46\u73b0\u72b6\u5374\u662f\u88ab\u52a8\u5730\u5e94\u5bf9\u671d\u9c9c\u7684\u5355\u65b9\u9762\u8981\u6c42\uff0c\u53cd\u800c\u88ab\u671d\u9c9c\u7684\u6218\u7565\u6218\u672f\u73a9\u5f04\u4e8e\u80a1\u638c\u4e4b\u4e2d\u3002 \u56e0\u6b64\u57fa\u91d1\u8fd0\u7528\u7684\u53ef\u4fe1\u6027\u53ea\u6709\u5728\u5408\u7406\u6027\u3001\u900f\u660e\u6027\u3001\u4e00\u8d2f\u6027\u4ee5\u53ca\u53ef\u5ba1\u67e5\u884c\u65f6\u624d\u6709\u53ef\u80fd\u786e\u7acb\uff0c\u5fc5\u987b\u6839\u636e\u8fd9\u4e9b\u539f\u5219\u52a0\u4ee5\u7075\u6d3b\u7684\u5bf9\u5e94\u3002 \u5357\u5317\u5408\u4f5c\u57fa\u91d1\u5bf9\u4e8e\u5357\u5317\u5173\u7cfb\u7684\u6539\u5584\u548c\u6c11\u65cf\u5171\u540c\u4f53\u7684\u91cd\u5efa\u6765\u8bb2\u65e0\u7591\u662f\u5fc5\u8981\u7684\u3002\u4f46\u662f\u5373\u4f7f\u5b58\u5728\u5fc5\u8981\u6027\uff0c\u57fa\u91d1\u8fd0\u7528\u4e00\u65e6\u5931\u53bb\u53ef\u4fe1\u6027\u53cd\u5012\u4f1a\u6210\u4e3a\u6076\u5316\u5357\u5357\u77db\u76fe\u548c\u5357\u5317\u5173\u7cfb\u7684\u56e0\u7d20\uff0c\u56e0\u6b64\u5fc5\u987b\u4fdd\u969c\u57fa\u91d1\u8fd0\u7528\u7684\u900f\u660e\u6027\u3001\u7ecf\u6d4e\u6027\u3001\u6548\u7387\u6027\u3002 \u73b0\u5728\u56fd\u6c11\u60f3\u8981\u77e5\u9053\u7684\u662f\u901a\u8fc7\u5357\u5317\u5408\u4f5c\u57fa\u91d1\u5b9e\u65bd\u7684\u4eba\u9053\u4e3b\u4e49\u63f4\u52a9\u3001\u6c11\u65cf\u5171\u540c\u4f53\u7684\u91cd\u5efa\u4e8b\u4e1a\u4ee5\u53ca\u4ea4\u6613\u7ecf\u6d4e\u5408\u4f5c\u4e8b\u4e1a\u7b49\u5728\u964d\u4f4e\u671d\u9c9c\u534a\u5c9b\u7d27\u5f20\u7a0b\u5ea6\u65b9\u9762\u5230\u5e95\u505a\u51fa\u4e86\u591a\u5c11\u8d21\u732e\uff0c\u8fd8\u6709\u7ed9\u90a3\u4e9b\u6b63\u5728\u6e21\u8fc7\u51c4\u60e8\u751f\u6d3b\u7684\u671d\u9c9c\u5c45\u6c11\u5e26\u6765\u4e86\u591a\u5c11\u5e2e\u52a9\u3002<\/p>\n","protected":false},"author":122,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[645],"tags":[],"class_list":["post-54594","post","type-post","status-publish","format-standard","category-645"],"_links":{"self":[{"href":"https:\/\/www.dailynk.com\/chinese\/wp-json\/wp\/v2\/posts\/54594","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dailynk.com\/chinese\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dailynk.com\/chinese\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dailynk.com\/chinese\/wp-json\/wp\/v2\/users\/122"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dailynk.com\/chinese\/wp-json\/wp\/v2\/comments?post=54594"}],"version-history":[{"count":1,"href":"https:\/\/www.dailynk.com\/chinese\/wp-json\/wp\/v2\/posts\/54594\/revisions"}],"predecessor-version":[{"id":54595,"href":"https:\/\/www.dailynk.com\/chinese\/wp-json\/wp\/v2\/posts\/54594\/revisions\/54595"}],"wp:attachment":[{"href":"https:\/\/www.dailynk.com\/chinese\/wp-json\/wp\/v2\/media?parent=54594"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dailynk.com\/chinese\/wp-json\/wp\/v2\/categories?post=54594"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dailynk.com\/chinese\/wp-json\/wp\/v2\/tags?post=54594"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}